Business Insurance in Deerfield, IL
At Joan Polec Insurance, we understand the importance of acquiring appropriate business insurance. Our team can help you explore options to cover your company’s assets, employees and operations.
What Business Insurance Types Are Available?
Every business has its own needs. Fortunately, there are different commercial insurance options to help. Standard coverage may include:
- General liability insurance may cover claims involving bodily injury, property damage or personal injury.
- Commercial property insurance may cover your building, equipment, inventory and other physical assets against losses from fire, theft, vandalism and more.
- Business owners policies (BOPs) typically combine general liability, business interruption and property coverage into one convenient package, often ideal for small businesses.
- Workers’ compensation insurance may provide benefits to employees who are injured on the job.
- Commercial auto insurance may cover vehicles used for business purposes, whether you have a single car or a fleet.
- Professional liability insurance, or errors & omissions insurance, may apply to claims of negligence or mistakes in professional services.
Why Does This Policy Matter?
Business insurance is a crucial component of risk management. The right policy may support your business by helping it:
- Recover quickly from unexpected events like fires, storms or lawsuits
- Meet legal and contractual requirements
- Maintain your assets and income
- Build trust with clients and partners
What Additional Options Are Available?
Your industry and unique risks may call for extra coverage, including:
- Employment practices liability insurance (EPLI)
- Cyber liability insurance
- Flood insurance
- Commercial umbrella insurance
- Equipment breakdown insurance
Supporting Local Businesses in Illinois
We work closely with business owners to assess risks, explain coverage options and customize policies that fit their industry and budget. Contact Joan Polec Insurance today to discuss your needs and get a free customized quote.